The Big Insurance Gamble
The Big Insurance Gamble Why does a person need insurance? After all, it is a fairly recent invention. Once upon a time, people hoped and prayed for continued good fortune and relied on their friends, relatives, and life savings when catastrophe struck. Now days they use Go Fund Me when no insurance is available. But […]
You Don’t Have to be a Millionaire to be Sued Like One
You have certainly heard the term “umbrella policy” and perhaps somebody has even recommended that you should get one. Nevertheless why would you require such a policy if you previously have homeowners insurance? Well, you definitely hear several stories about odd and even outrageous proceedings going on, every once in a while. And umbrella exposure […]
Why Uninsured Motorist Coverage Is A Good Idea
Why Uninsured Motorist Coverage Is A Good Idea You probably have never heard about it, or if you have, you may really not know what it is. Uninsured Motorist (UM) coverage is a type of coverage that is available on your automobile insurance policy. UM coverage is designed to pay you for damages that have been […]
Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost?
With Wind & Hail Season Coming Up…Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost? There are several different methods by which your insurance company may calculate the amount it will pay you for a loss. Payment based on the replacement cost of damaged or stolen property is usually the most favorable figure from […]
You Could Earn Up To 25% Additional Discount
SignalSM by Farmers® helps tackle the problem of distracted driving: It’s no secret that distracted driving puts you and your family at risk. Distracted driving takes the lives of over a thousand people each year and affects hundreds of thousands more. That’s why Farmers offers Signal: a new app that provides ongoing analysis and feedback on your driving patterns. It’s completely personalized, […]
Insurance Tips for Parents With Kids off to College
Kids off To College? Insurance Tips For Parents For Back-To-School. Although we have seen commercials for weeks now reminding us that it is BACK-TO-SCHOOL time – we often put off preparing until the last minute. So, as you get your children ready to head off to school this fall, there is one more thing to […]
Fall & Winter Tips Every Driver Should Know
Tips for Safer Driving at Night Before driving, walk around the vehicle to ensure the headlights and the taillights are fully functional Don’t stare directly into oncoming headlights, pay attention to the white line that guides the road should you have trouble seeing as cars pass Look Out for Deer Deer are more commonly found […]
How to Determine the Right Life Insurance Policy?
What Kind of Life Insurance Fits My Needs? Term Life Insurance – Coverage set for a specific amount of time, 10, 20, or 30 years in which your policy and premium will stay the same. Permanent Life Insurance – Provides benefits while you’re alive and can remain in force as long as you live and […]
What Are the Top Benefits of Having Life Insurance?
When you promised to love and care for that special someone for the rest of your life, you assumed a responsibility for that person. Did you ever stop to think how you could support him or her even after your gone? When two people become one, it’s vital to review your new, combined financial position, […]
Fall & Winter Tips Every Homeowner Should Know
Basic Home Maintenance: Did you know that if left unchecked, small maintenance items can lead to BIG issues and a costly repair. Here’s a few tips and tricks to help you avoid these costly repairs and claims. Keep your gutters clean and clear from debris of broken sticks, fallen leaves and dirt to maintain proper […]