{"id":1512,"date":"2020-08-04T15:58:54","date_gmt":"2020-08-04T20:58:54","guid":{"rendered":"http:\/\/www.stevenkohnle.com\/?p=1512"},"modified":"2020-08-04T15:58:54","modified_gmt":"2020-08-04T20:58:54","slug":"learn-the-benefits-of-working-with-an-insurance-agent-even-in-a-digital-world","status":"publish","type":"post","link":"https:\/\/stevenkohnle.com\/es\/learn-the-benefits-of-working-with-an-insurance-agent-even-in-a-digital-world\/","title":{"rendered":"Learn the benefits of working with an insurance agent, even in a digital world."},"content":{"rendered":"

Sometimes \u201ccheap\u201d car insurance costs you more in the long run.
\nLearn the benefits of working with an insurance agent, even in a digital world.<\/strong><\/span><\/h4>\n

Quick take: Why work with an agent for car insurance?<\/strong><\/span><\/p>\n

\u2022 Working with an insurance agent can help you get a personalized review of your coverage options.<\/span>
\n\u2022 An agent can assist with starting the claims process.<\/span>
\n\u2022 Annual reviews help you check in so that you can make sure coverage is still a good fit.<\/span>
\n\u2022 The agent relationship can help you feel confidence that you\u2019ve chosen the right insurance coverages.<\/span><\/p>\n

The way I look at it, with insurance companies that sell online or through 1-800 numbers, you plug in what you think you need or want, and the direct insurance company spits out a price. The problem is that one-size-fits-all approach doesn\u2019t always work when it comes to insurance, whether it\u2019s for your car, home, life, pet, etc. Every person\u2019s situation is different, and choosing the cheapest option could potentially mean you do not have all the coverage you want.<\/span><\/p>\n

When you work with me, I am here to ask important questions pertaining to you and your lifestyle, to help you find the policy you want and need.<\/span><\/p>\n

\u201cWhat\u2019s a potentially downside of buying insurance without an agent?\u201d<\/strong><\/span><\/p>\n

One of the biggest mistakes people can make when shopping online for car insurance is not having enough liability coverage, which is coverage if you\u2019re found negligent in an accident. It might be tempting to go for the minimum coverage, but it may not be enough if you are responsible for another person\u2019s injuries. In the State of Kansas, for example, minimum coverage is $25,000 to cover someone\u2019s medical bills. Let\u2019s say you injure one person who has medical bills in the $50,000 range. The insurance company is only responsible for $25,000 and the insured may be on the hook for the other $25,000. That\u2019s a scenario no insurance customer wants.<\/span><\/p>\n

When you shop coverage online, you don\u2019t have someone to walk you through those types of important decisions.<\/span><\/p>\n

\u201cDoes an agent help when I have a claim?\u201d<\/strong><\/span><\/p>\n

Yes, I can. Another reason it helps to work with me is the added support provided during the claims process. I encourages my customers to call us first, and we will go online and file the claim for them. We follow up on the claims, too, serving as a liaison between Farmers\u00ae and the customer.<\/span>
\n\u201cCan an agent help so I keep my coverage up-to-date and get the insurance I want?\u201d<\/span><\/p>\n

You should consider reviewing your insurance coverage at least annually.\u00a0 I can provide a Farmers Friendly Review\u00ae so customers can go over their coverages and make sure they have the coverages they want and still find them to be a good fit.<\/span><\/p>\n

I am a\u00a0local agent and a licensed professional who is here to help you. That\u2019s key when you\u2019re trying to protect your biggest assets. You don\u2019t always get that online or through a 1-800 number, which can feel like you\u2019re just a transaction. Working with me, you will feel a more personal connection.<\/span><\/p>\n

Get the right coverage for you. Ask if you qualify for the most discounts in insurance!<\/span><\/p>\n

Feel free to email us or give us a call for more information!<\/span><\/p>\n

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\nOlathe, Kansas 66062<\/span><\/div>\n
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Get Directions<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
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 <\/p>","protected":false},"excerpt":{"rendered":"

Sometimes \u201ccheap\u201d car insurance costs you more in the long run. Learn the benefits of working with an insurance agent, even in a digital world. Quick take: Why work with an agent for car insurance? \u2022 Working with an insurance agent can help you get a personalized review of your coverage options. \u2022 An agent […]<\/p>\n","protected":false},"author":2,"featured_media":1514,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15,27,14,17,13,12,16],"tags":[48,18,41,49,42,26,40],"class_list":["post-1512","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","category-financial-insurance","category-health-insurance","category-homeowners-insurance","category-life-insurance","category-renters-insurance","category-travel-insurance","tag-auto-insurance","tag-business","tag-farmers-insurance","tag-homeowners-insurance","tag-life-insurance","tag-property","tag-we-are-farmers"],"_links":{"self":[{"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/posts\/1512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/comments?post=1512"}],"version-history":[{"count":0,"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/posts\/1512\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/media\/1514"}],"wp:attachment":[{"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/media?parent=1512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/categories?post=1512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stevenkohnle.com\/es\/wp-json\/wp\/v2\/tags?post=1512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}