HOME PROTECTION LOSS PREVENTION AND HOME SAFETY DISCOUNTS
The Home Protection and Loss Prevention discount is applied to Farmers Smart Plan Home® (FSPH) policies, and the Home Safety discount is applied to Farmers Next Generation® (Next Gen) policies, based on the presence of qualifying loss prevention measures or green features. These include: • Connected Home, which is available in Colorado, Georgia, Kansas, Michigan, […]
Will my Homeowners Insurance Cover my College Student’s Belongings?
Understand how your homeowners insurance policy protects your college student and their belongings while they’re living in a residence hall or dorm room. Sending your son or daughter to college is an experience that comes with exhilaration, stress and a measure of anxiety. Relieve some of that worry by knowing how your homeowners insurance policy […]
Credit Score. Does it Affect Your Car Insurance Rates?
What you pay for auto insurance depends on several factors, including your driving record and where you garage your car. Obviously, your driving record matters a great deal. Traffic tickets and prior auto accidents correlate with a greater chance of a future loss, and their presence on your record can result in higher premiums. In general, […]
Is it Really a Better Deal to Bundle Your Car Insurance?
At Farmers, we’re committed to making you a smarter and safer driver, homeowner, and saver. That’s why we reward your safe habits and smart planning with a variety of insurance discounts that lower your rates, not your coverage quality. There are many ways to provide discounts, for example you get a cheaper price by taking […]
Reasons Why You Need Renters Insurance
One of the main things to look for when renting a home is renters insurance coverage. Your landlord is most likely to have insured his building, while the onus is on you to insure your possessions with a suitable renters insurance policy. If you think of it as an unnecessary expense you should think again. […]
Could This Happen To You?
What Would Happened if your House went up in Flames??? Most people are worried about the destructive effects a fire could have on their home, and rightly so. However, most fires can be prevented by having some knowledge of the very things you have in your home. Having at least one extinguisher in your home […]
The Big Insurance Gamble
The Big Insurance Gamble Why does a person need insurance? After all, it is a fairly recent invention. Once upon a time, people hoped and prayed for continued good fortune and relied on their friends, relatives, and life savings when catastrophe struck. Now days they use Go Fund Me when no insurance is available. But […]
You Don’t Have to be a Millionaire to be Sued Like One
You have certainly heard the term “umbrella policy” and perhaps somebody has even recommended that you should get one. Nevertheless why would you require such a policy if you previously have homeowners insurance? Well, you definitely hear several stories about odd and even outrageous proceedings going on, every once in a while. And umbrella exposure […]
Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost?
With Wind & Hail Season Coming Up…Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost? There are several different methods by which your insurance company may calculate the amount it will pay you for a loss. Payment based on the replacement cost of damaged or stolen property is usually the most favorable figure from […]
Insurance Tips for Parents With Kids off to College
Kids off To College? Insurance Tips For Parents For Back-To-School. Although we have seen commercials for weeks now reminding us that it is BACK-TO-SCHOOL time – we often put off preparing until the last minute. So, as you get your children ready to head off to school this fall, there is one more thing to […]