HOME PROTECTION LOSS PREVENTION AND HOME SAFETY DISCOUNTS
The Home Protection and Loss Prevention discount is applied to Farmers Smart Plan Home® (FSPH) policies, and the Home Safety discount is applied to Farmers Next Generation® (Next Gen) policies, based on the presence of qualifying loss prevention measures or green features. These include: • Connected Home, which is available in Colorado, Georgia, Kansas, Michigan, […]
Will my Homeowners Insurance Cover my College Student’s Belongings?
Understand how your homeowners insurance policy protects your college student and their belongings while they’re living in a residence hall or dorm room. Sending your son or daughter to college is an experience that comes with exhilaration, stress and a measure of anxiety. Relieve some of that worry by knowing how your homeowners insurance policy […]
Learn the benefits of working with an insurance agent, even in a digital world.
Sometimes “cheap” car insurance costs you more in the long run. Learn the benefits of working with an insurance agent, even in a digital world. Quick take: Why work with an agent for car insurance? • Working with an insurance agent can help you get a personalized review of your coverage options. • An agent […]
Credit Score. Does it Affect Your Car Insurance Rates?
What you pay for auto insurance depends on several factors, including your driving record and where you garage your car. Obviously, your driving record matters a great deal. Traffic tickets and prior auto accidents correlate with a greater chance of a future loss, and their presence on your record can result in higher premiums. In general, […]
Is it Really a Better Deal to Bundle Your Car Insurance?
At Farmers, we’re committed to making you a smarter and safer driver, homeowner, and saver. That’s why we reward your safe habits and smart planning with a variety of insurance discounts that lower your rates, not your coverage quality. There are many ways to provide discounts, for example you get a cheaper price by taking […]
The Big Insurance Gamble
The Big Insurance Gamble Why does a person need insurance? After all, it is a fairly recent invention. Once upon a time, people hoped and prayed for continued good fortune and relied on their friends, relatives, and life savings when catastrophe struck. Now days they use Go Fund Me when no insurance is available. But […]
You Don’t Have to be a Millionaire to be Sued Like One
You have certainly heard the term “umbrella policy” and perhaps somebody has even recommended that you should get one. Nevertheless why would you require such a policy if you previously have homeowners insurance? Well, you definitely hear several stories about odd and even outrageous proceedings going on, every once in a while. And umbrella exposure […]
Why Uninsured Motorist Coverage Is A Good Idea
Why Uninsured Motorist Coverage Is A Good Idea You probably have never heard about it, or if you have, you may really not know what it is. Uninsured Motorist (UM) coverage is a type of coverage that is available on your automobile insurance policy. UM coverage is designed to pay you for damages that have been […]
Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost?
With Wind & Hail Season Coming Up…Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost? There are several different methods by which your insurance company may calculate the amount it will pay you for a loss. Payment based on the replacement cost of damaged or stolen property is usually the most favorable figure from […]
Best Way to Insure Your Auto
Depending on the type of vehicle you may own, there are a few different ways you can insure a vehicle.