{"id":1690,"date":"2024-02-01T09:13:48","date_gmt":"2024-02-01T15:13:48","guid":{"rendered":"http:\/\/www.stevenkohnle.com\/?page_id=1690"},"modified":"2024-02-06T12:01:40","modified_gmt":"2024-02-06T18:01:40","slug":"medicare-insurance","status":"publish","type":"page","link":"https:\/\/stevenkohnle.com\/v2\/medicare-insurance\/","title":{"rendered":"Medicare Insurance"},"content":{"rendered":"

[vc_row inverse=””][vc_column][vc_single_image image=”1706″ img_size=”800×500″][vc_empty_space height=”40px”][vc_column_text]<\/p>\n

Medicare<\/strong><\/span> is the federal health insurance program designed for:<\/h6>\n
    \n
  • Individuals aged 65 and older<\/strong><\/li>\n
  • Certain younger people with disabilities<\/strong><\/li>\n
  • Those with End-Stage Renal Disease (ESRD)<\/strong><\/li>\n<\/ul>\n

    <\/h4>\n

    Parts of Medicare:<\/span><\/strong><\/h4>\n

    1. Medicare Part A (Hospital Insurance):<\/span><\/strong><\/p>\n

      \n
    • Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.<\/li>\n<\/ul>\n

      2. Medicare Part B (Medical Insurance):<\/span><\/strong><\/p>\n

        \n
      • Covers certain doctors’ services, outpatient care, medical supplies, and preventive services.<\/li>\n<\/ul>\n

        3. Medicare Part D (Prescription Drug Coverage):<\/span><\/strong><\/p>\n

          \n
        • Helps cover the cost of prescription drugs, including recommended shots or vaccines.<\/li>\n<\/ul>\n

          <\/h4>\n

          Premiums:<\/span><\/strong><\/h4>\n
            \n
          • Most people don’t pay a monthly premium for Part A.<\/li>\n
          • Part B requires a standard monthly premium, with additional costs based on income.<\/li>\n
          • Part D premiums vary, and costs depend on the chosen plan.<\/li>\n<\/ul>\n

            <\/h4>\n

            Enrollment Options:<\/span><\/strong><\/h4>\n
              \n
            1. Original Medicare:<\/strong><\/span>\n
                \n
              • Includes Part A and Part B, with payment for services as you receive them.<\/li>\n
              • Additional coverage can be obtained through Medigap policies.<\/li>\n<\/ul>\n<\/li>\n
              • Medicare Advantage:<\/strong><\/span>\n
                  \n
                • Offered by private companies, providing an alternative to Original Medicare.<\/li>\n
                • “Bundled” plans include Part A, Part B, and often Part D, with potential extra benefits.<\/li>\n
                • Yearly contracts and adherence to Medicare’s coverage rules.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                  <\/h4>\n

                  Prescription Drug Coverage (Part D):<\/span><\/strong><\/h4>\n
                    \n
                  • Join a Medicare-approved plan for drug coverage.<\/li>\n
                  • Varies in cost, covered drugs, and tiered formulary.<\/li>\n
                  • Monthly premiums and additional costs depend on the selected plan.<\/li>\n<\/ul>\n

                    [\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

                    [vc_row inverse=””][vc_column][vc_single_image image=”1706″ img_size=”800×500″][vc_empty_space height=”40px”][vc_column_text] Medicare is the federal health insurance program designed for: Individuals aged 65 and older Certain younger people with disabilities Those with End-Stage Renal Disease (ESRD) Parts of Medicare: 1. Medicare Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. 2. […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-1690","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/stevenkohnle.com\/v2\/wp-json\/wp\/v2\/pages\/1690","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stevenkohnle.com\/v2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stevenkohnle.com\/v2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stevenkohnle.com\/v2\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stevenkohnle.com\/v2\/wp-json\/wp\/v2\/comments?post=1690"}],"version-history":[{"count":0,"href":"https:\/\/stevenkohnle.com\/v2\/wp-json\/wp\/v2\/pages\/1690\/revisions"}],"wp:attachment":[{"href":"https:\/\/stevenkohnle.com\/v2\/wp-json\/wp\/v2\/media?parent=1690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}