The Big Insurance Gamble
The Big Insurance Gamble Why does a person need insurance? After all, it is a fairly recent invention. Once upon a time, people hoped and prayed for continued good fortune and relied on their friends, relatives, and life savings when catastrophe struck. Now days they use Go Fund Me when no insurance is available. But […]
You Don’t Have to be a Millionaire to be Sued Like One
You have certainly heard the term “umbrella policy” and perhaps somebody has even recommended that you should get one. Nevertheless why would you require such a policy if you previously have homeowners insurance? Well, you definitely hear several stories about odd and even outrageous proceedings going on, every once in a while. And umbrella exposure […]
Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost?
With Wind & Hail Season Coming Up…Will Your Roof be Replaced Using Actual Cash Value or Replacement Cost? There are several different methods by which your insurance company may calculate the amount it will pay you for a loss. Payment based on the replacement cost of damaged or stolen property is usually the most favorable figure from […]
Insurance Tips for Parents With Kids off to College
Kids off To College? Insurance Tips For Parents For Back-To-School. Although we have seen commercials for weeks now reminding us that it is BACK-TO-SCHOOL time – we often put off preparing until the last minute. So, as you get your children ready to head off to school this fall, there is one more thing to […]
Fall & Winter Tips Every Homeowner Should Know
Basic Home Maintenance: Did you know that if left unchecked, small maintenance items can lead to BIG issues and a costly repair. Here’s a few tips and tricks to help you avoid these costly repairs and claims. Keep your gutters clean and clear from debris of broken sticks, fallen leaves and dirt to maintain proper […]